Tracie serves as a consultant to FinTech forward banks, FinTech companies looking to partner with banks, and large multi-national banks.  She has also served as General Counsel and Chief Compliance Officer to multiple banks and FinTechs, responsible for design, development, implementation, and oversight of important legal and regulatory mandates, working with department and team leaders across these enterprises.

• • Managed audit exams with various internal audit teams, the Office of the Comptroller of the Currency (OCC), the Federal Reserve Board (FRB), Federal Deposit Insurance Corporation (FDIC) and has been an integral participant in broker/dealer exams.


• • Extensive experience in policy and procedure implementation has provided valuable insight into completing line of business risk assessments, developing action plans, and delivery of results in a timely manner.


• • Responsibilities have included a wide-reaching scale of activities pertaining to the creation, review, and negotiation of agreements related to on-boarding and product development.  This would include performing various types of validation testing and obtaining technology resources for the analyses of business needs. As a result of working in the corporate environment for many years, she is adept at recognizing and mitigating risk while finding solutions for difficult problems.


• • Forward-thinking and tactical legal counsel with strong work ethic, integrity, and leadership expertise to define and deliver legal and compliance solutions. Adept in strategy planning and execution, financial crimes management, risk, financial controls, and governance management, regulator relationship management, partner programs, regulatory compliance, general legal matters, and mitigation of risk for multi-site and challenging operations requiring adaptability and decisiveness to succeed.


• • Action-oriented leader with an entrepreneurial mindset and expertise in identification of key initiatives for turnaround of underperforming areas, system optimization and technology solutions, due diligence for M&A opportunities to enhance profitability and growth to consistently meet – and often exceed – business goals.


• • Collaborative and leads-by-example executive with excellent communications and interpersonal abilities to build rapport and respect with culturally diverse teams. Excels in fostering a culture of motivation, respect and accountability to deliver top performance, informed decision-making, quality services and support.

Tracie has been the featured speaker at various conferences including: Massachusetts Bankers Association’s Bank Compliance Academy with the OCC, Massachusetts Bankers Association, Women in Banking Conference, ACAMS Connecticut Chapter Conference, ACAMS Massachusetts Chapter Conference, and the Risk Management Association’s (RMA) Governance, Compliance and Operational Risk Conference for discussion of how to partner with FinTechs and manage third-party risk.  In additional, she has been a compliance and business teacher with the MassChallenge FinTech, a program matching enterprise-ready fintech startups with industry leaders to bring market emerging products and services with the power to transform the financial services ecosystem. Tracie received her Juris Doctor from Roger Williams University School of Law, Bristol, RI, is admitted to the State of Rhode Island and State of Massachusetts Bar and is a Certified Anti-Money Laundering Specialist (ACAMS) / CAMS®.